What does a home warranty typically cover?

A home warranty is designed to provide homeowners with peace of mind by covering the repair or replacement of major home systems and appliances that may fail due to normal wear and tear over time. This typically includes systems such as heating and cooling, plumbing, electrical, and appliances like refrigerators and ovens. The coverage is particularly beneficial because it helps homeowners avoid unexpected repair costs which can be significant for crucial components of their home.

This option accurately reflects the primary purpose of a home warranty, which is to assist with the maintenance and operational efficiency of essential home features. In contrast, other options mentioned do not align with the core offerings of a home warranty – for instance, property taxes, structural renovations, landscaping services, and homeowner's insurance premiums fall outside the scope of what a home warranty typically provides.