What type of warranty refers to the explicit assurances provided by a seller?

The correct response is the express warranty. This type of warranty involves specific promises made by the seller regarding the condition, performance, and quality of a product or service. An express warranty may be communicated verbally or in written form and outlines distinct guarantees that the seller asserts will be fulfilled. For example, if a builder promises that a home will have specific features or meet certain standards, that promise constitutes an express warranty.

In contrast, implied warranties are automatically created by law and do not require explicit communication. These are generally understood guarantees that the product or service will meet a certain minimum standard of quality and usability, even if they are not expressly stated by the seller.

The warranty of habitability specifically relates to residential properties and assures that a home is livable and safe for occupants, typically concerning health and safety standards.

Lastly, the warranty of title pertains to the legal ownership of a property, assuring that the seller has the right to transfer ownership without clouded title issues.

Thus, the express warranty stands out as the correct answer due to its nature of being a deliberate and explicit assurance made by the seller.